Terms of Use

Introduction

Welcome to the Brilliance Halo Limited website. These Terms of Use govern your access to and use of our website, including all content, functionality, and services offered through brilliance-halo.com.

By accessing or using this website, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you should not use our website.

About Us

This website is operated by Brilliance Halo Limited, a company registered in England and Wales under company number 09127845. Our registered office is at 42 Threadneedle Street, London EC2R 8AY, United Kingdom.

Use of Our Website

Permitted Use

You may use our website for lawful purposes only. Specifically, you agree:

• To use the website in accordance with these Terms of Use
• Not to use the website in any way that breaches applicable laws or regulations
• Not to use the website in any way that is unlawful or fraudulent
• Not to use the website to send unsolicited commercial communications

Restrictions

You must not:

• Copy, reproduce, or re-publish any part of our website without our prior written consent
• Modify, distribute, or commercially exploit website content
• Use automated systems or software to extract data from our website (screen scraping)
• Attempt to gain unauthorised access to any part of the website, server, or connected systems
• Attack our website through denial-of-service attacks or distributed denial-of-service attacks
• Use the website in a manner that could damage, disable, or impair its operation

Intellectual Property Rights

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Brilliance Halo Limited or our licensors and is protected by copyright, trademark, and other intellectual property laws.

The Brilliance Halo name and logo are trademarks of Brilliance Halo Limited. You may not use these trademarks without our prior written permission.

Content Disclaimer

The information provided on this website is for general informational purposes only. While we strive to ensure accuracy, we make no representations or warranties of any kind about:

• The completeness, accuracy, or reliability of information on the website
• The suitability of the information for any particular purpose
• Whether the information is up to date

The content on this website should not be construed as professional financial advice. Any reliance you place on information from this website is strictly at your own risk.

No Financial Advice

Information on this website is provided for general educational and informational purposes. It does not constitute financial advice tailored to your individual circumstances.

Before making any financial decisions, you should:

• Consult with a qualified financial advisor
• Consider your personal financial situation
• Assess your own risk tolerance and objectives

Past performance and results discussed on this website are not indicative of future results.

Links to Third-Party Websites

Our website may contain links to third-party websites that are not owned or controlled by Brilliance Halo Limited. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites.

We do not endorse or make representations about third-party websites. You acknowledge and agree that we shall not be responsible for any damage or loss caused by your use of any third-party website.

Limitation of Liability

To the fullest extent permitted by law, Brilliance Halo Limited shall not be liable for:

• Any loss or damage arising from your use of or inability to use the website
• Any loss or damage arising from any content on the website or lack thereof
• Any errors or omissions in website content
• Any unauthorised access to or use of our servers or personal information stored therein
• Any interruption or cessation of transmission to or from our website

Nothing in these Terms of Use excludes or limits our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited under applicable law.

Indemnification

You agree to indemnify and hold harmless Brilliance Halo Limited, its directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

• Your use of the website
• Your breach of these Terms of Use
• Your violation of any rights of another party

Privacy and Data Protection

Your use of our website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using our website, you consent to our data practices as described in the Privacy Policy.

Availability of the Website

We aim to keep our website available at all times, but we do not guarantee uninterrupted availability. We may:

• Suspend, withdraw, or restrict access to all or part of the website
• Make changes to website content at any time
• Update or change the website without notice

We will not be liable if the website is unavailable for any reason at any time or for any period.

User-Generated Content

If you submit any content to our website (such as through contact forms or communications):

• You grant us a licence to use, reproduce, and distribute such content as necessary to provide our services
• You warrant that you have the right to submit such content
• You agree that the content does not infringe any third-party rights
• You acknowledge that we may remove or edit content at our discretion

Changes to Terms of Use

We reserve the right to modify these Terms of Use at any time. When we make changes, we will update the date at the top of this page. Significant changes will be communicated through a notice on our website.

Your continued use of the website after changes are made constitutes acceptance of the modified terms. We encourage you to review these Terms of Use periodically.

Severability

If any provision of these Terms of Use is found to be unlawful, void, or unenforceable, that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.

Waiver

No waiver of any term of these Terms of Use shall be deemed a further or continuing waiver of such term or any other term. Our failure to assert any right or provision under these Terms of Use shall not constitute a waiver of such right or provision.

Entire Agreement

These Terms of Use, together with our Privacy Policy and any other legal notices published on this website, constitute the entire agreement between you and Brilliance Halo Limited concerning your use of the website.

Governing Law and Jurisdiction

These Terms of Use are governed by the laws of England and Wales. Any disputes arising from these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Contact Information

If you have questions about these Terms of Use, please contact us:

Brilliance Halo Limited
42 Threadneedle Street
London EC2R 8AY
United Kingdom
Email: [email protected]

Effective Date

These Terms of Use were last updated in April 2026 and are effective immediately upon your first use of the website.